We Need Banks That Better Serve Us

Under Banking 2.0, a customer's deposit would no longer be held by the bank itself, it would be held by the Fed, eliminating all risk for the customer.
Banks would serve as intermediaries to the Federal Reserve.
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As intermediaries banks would still originate and service loans, but the Fed would be their source of capital.


Interest-Free Mortgages

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Because the Fed would create the money needed for mortgages, there would no longer be a cost of funds. Thus, mortgages could be interest-free.

Money For Startups

Under Banking 2.0, banks could finance a wider range of projects without risking their customers' funds.
Banks could even finance startups,  which would supercharge the economy.


Banking 2.0 Would Give Our Nation a Global Edge

The Fed can generate the reserves to finance any project, enabling our banks to become the pre-eminent global financiers.

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The returns that our banks would make overseas would provide profits to our nation.

Strengthening Our Nation's Role

Banking 2.0 opens the door for our banks to provide finance on a new global level, strengthening our influence so we can better compete abroad.